The financial & operating system for the industries building India. Connecting work, people and capital like never before.
Velli operating system · Live preview
One day at the plant, reconciled.
Switch plants, open a tab and approve the day. This is the same record factories, contractors and workers all see.
Plant A · Extrusion
Updated 4 minutes ago · Tuesday, 3 November
Velli is a fintech company, not a bank or lender. Earned wage access and credit are provided by regulated lending partners.
One trusted record for every stakeholder.
Factories
See payroll, attendance and compliance in one place.
Contractors
Reconcile attendance, payroll and billing with fewer disputes.
Workers
See earnings clearly and raise issues in their own language.
Financial partners
Assess verified work and cash-flow records.
Daily transparency,
from shift to settlement.
Match worker check-ins, gate records and contractor rosters daily. Flag mismatches for review; a missing location alone never removes wages.
Turn approved attendance, wage rules, leave and overtime into daily earnings and estimated take-home pay. Review payroll and invoices at month end.
Match salary credits to bank evidence. Keep partial, failed and reversed payments visible for review.
See attendance, wage liability, invoices, payment gaps, compliance and disputes together each morning.
Muthu Kumar · A shift · 3 Nov
Check-in 06:02
Gate 05:58
Roster A shift
Gate shows 7h 45m and the contractor roster shows 9h. Assigned to the contractor supervisor, due 6 pm.
A financial home
for the industrial worker.
Check attendance, leave, earnings, deductions and payslips. Salary, PF and ESI records, all in one place.
Get updates and raise issues by text or voice, with case tracking and access to a person.
Voluntarily access part of earned wages through a regulated lending partner. See costs before confirming; borrowing is never required.
Explore optional savings and insurance from licensed providers, with fees, risks and terms shown upfront.
Tuesday, 3 November
Good morning, Muthu
Know what actually happened
See provisional, disputed, approved and paid records as distinct states.
Evidence with a date and a scope
Every verification names what was checked, its source and the period covered.
“Make industrial work verifiable, wages transparent and capital more accessible. Then turn that trusted operating history into better underwriting.”The Velli thesisOne operating system. One financial ecosystem.
Industrial finance
Finance the factory.
Strengthen its supply chain.
Verified operating records help regulated partners assess financing across the industrial network.
Get paid on approved work, sooner
Explore receivables and working-capital finance based on verified cash flows.
FactoriesCredit that reflects how you operate
Working capital assessed using operating stability, payroll and payment records.
SuppliersFinance across the wider chain
Explore invoice, supplier and purchase-order finance backed by verified trade flows.
Velli Verified
A proposed, dated status showing what evidence was checked and what remains pending or disputed.
What it covers
Evidence may cover a record, worker history, contractor or site. Scope and period are stated for each check.
Velli Certified
A proposed independent assurance programme for factories and contractors.
What it may assess
Published standards for wage accuracy, timely payment, statutory evidence and grievance handling, with periodic renewal.
Compliance as an
everyday workflow
Track wage rules, overtime, deductions, PF, ESI and contractor GST, with an owner and next action for every open item.
Provident Fund
Contribution and challan tracking
ESI
Coverage and contribution evidence
Code on Wages
Lawful deductions and protected pay
DPDP Act
Purpose-specific consent and correction rights
Contractor GST
Invoice and filing records
Digital lending
Regulated-partner credit, clear disclosures
Velli organizes alerts and evidence; qualified reviewers handle site-specific legal interpretation. These badges describe supported workflows, not certifications.
How the business compounds
A network, not a single-purpose HR app.
Each factory brings in its contractors, workers and suppliers. Every verified day adds to an operating history that repayment records alone cannot show.
- Factory adoption
- Daily verified records
- Worker trust & product use
- Repayment & cash‑flow history
- Stronger credit models
- Broader financing
You didn’t build your business to run payroll and chase compliance.
The entire Velli OS. Yours, free for 12 months.
Thank you. The Velli team will contact you to arrange a walkthrough.